act. closed down on 28 February, 2018. While no new accounts can be opened, existing act. account holders can continue to use their accounts as normal.
If you can’t find the information you’re after, please contact our team on 1300 CSBANK (1300 272 265).
Platinum credit card
The platinum card includes a whole bunch of premium extras – including travel insurance and other coverage. From 31 January 2018, this product will no longer be available to open new accounts. This change does not affect current account holders.
Interest free period of up to 55 days
Interest debited monthly
Credit limits from $6,000
With the act. Platinum credit card’s complementary insurances*, you're entitled to a range of cover when traveling or making important purchases. For full details of the insurance cover and a copy of the policy please contact us on 1300 CSBANK. Insurances are activated by completing the relevant purchases on the act. Platinum Visa credit card
Annual fee $99
Minimum repayments per month 3.00%*
*Minimum payment is 3.00% of statement closing balance or $10, whichever is greater
Current interest rate 18.99%
Terms & Conditions
*act. Platinum credit card insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL/credit license No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Bendigo Bank Platinum Credit Card Insurance Terms and Conditions (the Terms and Conditions) between Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 AFSL/credit license 237879) (Bendigo) and ACE. Neither act. Bendigo Bank nor any of its Group of companies has any liability in connection with any insurance claim under the terms and conditions. Neither act, Bendigo nor any of its Group of companies guarantee or are liable to pay any of the benefits provided under the cover, nor are they authorised representatives of ACE. Platinum cardholders do not hold these insurances but receive benefits under the insurance covers. ACE and Bendigo may agree to terminate the cover at any time. Bendigo will notify the Platinum cardholders on or before the date of such termination. See our terms & conditions for more information.
No. As of 31 January 2018, this product is no longer available. Existing customers can continue to use their account as normal.
You can continue to use this account as normal for the time being. Over the coming months we will write to you to offer you a different product to replace this one. We will make sure you have plenty of time to transfer to a new product that is the most suitable for you, and we will endeavour to make the process as easy as possible.